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Relay Financial

Relay Financial Review

#10 in our index
FDIC (partner)
92
Overall Score / 100
★ 4.6
Min Deposit
$0
Time to Open
~6 days to open
Year Founded
2018
Est. Yearly Cost
$360 / yr
Open Account with Relay Financial Official Site
💡 Summary & Key Highlights
Up to 20 checking accounts · 50 virtual debit cards · Profit First certified
Open multiple sub-accounts for tax & operational funds
Detailed team member permission controls
✓ Key Advantages
  • ✓ Super easy multiple checking accounts setup
  • ✓ Great integration with Gusto & Xero
✗ Potential Drawbacks
  • ✗ International wires require fee on base plan
📊 Detailed Rating Breakdown
Customer Support 4.5 / 5
Features & Apps 4.7 / 5
Pricing & Value 4.7 / 5
Ease of Opening 4.5 / 5
💰 Fees, Pricing & Eligibility Structure
Parameter Details
Default Estimated Yearly Cost $360 / year
Monthly Base Account Fee $0 / month
Domestic Transfer Fee 0%
International FX Markup Fee 1.0%
Free Volume Allowance Limit $3,000 / month
Supported Entity Types
LLC / Ltd Trading Co Consulting Ecommerce
Account Jurisdictions
USA
Supported Company Stage
Newly formed Operating < 2y