Mercury Review
96
Overall Score / 100
★ 4.7
Min Deposit
$0 · US LLC / C-Corp
Time to Open
~5 days to open
Year Founded
2017
Est. Yearly Cost
$360 / yr
💡 Summary & Key Highlights
Free ACH & wires · Developer API · Up to $5M FDIC insurance
Zero account maintenance fees
Free domestic & USD international wire transfers
Read & write developer API access
✓ Key Advantages
- ✓ Best tech-stack for startups
- ✓ Remote US company friendly
✗ Potential Drawbacks
- ✗ Strict compliance checks on high-risk industries
📊 Detailed Rating Breakdown
Customer Support
4.6 / 5
Features & Apps
4.9 / 5
Pricing & Value
4.8 / 5
Ease of Opening
4.6 / 5
💰 Fees, Pricing & Eligibility Structure
| Parameter | Details |
|---|---|
| Default Estimated Yearly Cost | $360 / year |
| Monthly Base Account Fee | $0 / month |
| Domestic Transfer Fee | 0% |
| International FX Markup Fee | 1.0% |
| Free Volume Allowance Limit | $5,000 / month |
| Supported Entity Types | |
| Account Jurisdictions | |
| Supported Company Stage |