Qonto Review
94
Overall Score / 100
★ 4.6
Min Deposit
€0
Time to Open
~4 days to open
Year Founded
2016
Est. Yearly Cost
$708 / yr
💡 Summary & Key Highlights
French IBAN · Fast invoice management · Multi-user access
Dedicated French, German, Italian, Spanish IBANs
Built-in bookkeeping and receipt scanning
Physical and virtual Mastercard debit cards
✓ Key Advantages
- ✓ Exceptional mobile and web UI
- ✓ Seamless invoice management
✗ Potential Drawbacks
- ✗ Monthly subscription cost is higher for growing teams
📊 Detailed Rating Breakdown
Customer Support
4.5 / 5
Features & Apps
4.7 / 5
Pricing & Value
4.3 / 5
Ease of Opening
4.7 / 5
💰 Fees, Pricing & Eligibility Structure
| Parameter | Details |
|---|---|
| Default Estimated Yearly Cost | $708 / year |
| Monthly Base Account Fee | $29 / month |
| Domestic Transfer Fee | 0% |
| International FX Markup Fee | 0.5% |
| Free Volume Allowance Limit | $1,500 / month |
| Supported Entity Types | |
| Account Jurisdictions | |
| Supported Company Stage |