Regulated e-money accounts you can open remotely in days, with the strongest FX rates and API access for platforms.
Ranking · Updated 2026
Digital / EMI
1 day - 2 weeks
Time to open
$0
Minimum deposit
4
Institutions picked
Our picks here
-
Advertising disclosure. Some links on this page are affiliate links. If you open an account we may be paid a fee, at no extra cost to you. Order is set by our published criteria and cannot be bought.
Recommended institutions
Neobanks and e-money institutions for fast onboarding
Order follows our published ranking parameters, not payment. Some providers pay us a fee if you open an account. How we rank.
Wise Business
Strong FX, local details in 20+ currencies
Airwallex
Global collections and cards
Genome
EU accounts, cards and merchant tools
Wamo
Fast EUR IBAN for small teams
What you'll need
Ready to open in Digital / EMI?
A licensed advisor prepares your KYC pack and makes the introduction.
Other categories